If you have ever been involved in a settlement where the money is paid out over several years then you may have the option to liquidate that settlement. With any investment there is also a certain level of risk and it is best to check the history of the insurance company and the types of investments that have made and their track record on investments and settlements. Your annuity will be worth nothing if the company that you elect to invest with goes out of business.
There structured annuity settlements that can help gain access to your cash.
